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Commercial Auto Insurance

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As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.

Thank you for your interest in Reliant Insurance Services. We work with multiple A+ rated carriers to provide you the best insurance options. If you have questions, please feel free to call our office at 727.386.5906 to speak to an insurance agency or email us and an insurance professional will reply promptly.

Insuring: Clearwater, Palm Harbor, Dunedin, Safety Harbor, East Lake, Oldsmar, Tarpon Springs, Trinity, Westchase and Tampa, Florida

 
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